Pledge: Keith
Prayer: Gerri
Song: Andy
Brents Card Game Winner: Walter
Sergeants Report: Gerri
Guests: Kathy Ruane, Bob from the Niantic Club
Raffle Winners: Joan C., Ken, Gerri
Happy Bucks, Fines
Announcements:
Gerri: Aug. 29 our meeting will be held at 6:00pm at the Pavilion. Please sign up asap as we expect a large turnout and space is limited. Its a buffet style dinner, $15pp, byob (If alcohol beer & wine only)
Keith: Volunteers are needed to help with the Amber Alert booth at the Big E in Springfield. There are shifts that need to be filled - 6 people per shift minimum. Shift times are 9:30-2, 2-6 dates 9/14 - 9/30. Contact Jack Eagan: email jackeagan@comcast.net or go to www.amberalertsafechild.org.
Bill Suits: Get well wishes to the Hesters
Program:
Kathleen Ruane has been in the insurance business for 25 years. Following an illness of her husband, Kathleen saw the need to educate people for Long Term Care Insurance. We are living longer and many things can happen to us that will cause long term healthcare. Generally, most people do not have insurance coverage after 90 days of hospitalization and LTC Insurance can help with the financial burden of everyday special needs. Accidents, sporting accidents, Alzheimers, stroke and fragility are just some of the causes that require long term care. Connecticut is the 2nd most expensive state for the cost of care ($10,000/mo rehab care).
Options:
The family can absorb the cost and do the care at home.
Government: Medicare is a help but is limited, Medicaid is intended for the poor
Self Pay: Money intended for retirement eats up savings. Insurance allows you to not be a burden to your family. The state now has a partnering program so that whatever insurance pays, you can protect that much money if you use Medicaid rather than spend down all your assets.
Its important to know the company and policy you are signing up for. If you want more information, contact:
Kathleen K. Ruane, CLTC, CLU at Genworth Financial
866-582-2436, ext. 3580 vm
KRuane@sbcglobal.net
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